Retreat at the Stratford, the

2460 Glebe St · Carmel, IN · 46032 · 3177339560

18 certified beds For profit - Corporation Chain: Senior Living Communities Part of a CCRC

  • Staffing hours comfortably above national benchmarks.
  • Inspection results have improved across recent cycles.

The complete Safety Report — $19

Everything on this page plus the full citation-by-citation history with inspector findings, the complete penalty record, staffing vs benchmarks, side-by-side nearby comparisons, and the printable tour checklist. One PDF, emailed in minutes, yours to keep and share with family.

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Red flags

Cited under the freedom-from-abuse rule

Cited 1 time under F600 (freedom from abuse/neglect) below the actual-harm level — worth asking about on a tour.

Medicare/Medicaid payments were denied

CMS refused payment for new admissions for a period — one of its strongest enforcement tools.

81% of nursing staff left within a year

High turnover disrupts continuity of care; the national median is 45%.

Score breakdown

Inspection record 30% of score 73
Serious harm & abuse 20% 100
Staffing 20% 86
Federal penalties 15% 82
Trend 10% 86
Context 5% 100

Quality-measure stars are deliberately excluded — they're largely self-reported by facilities. Full method.

CMS ratings & staffing

Overall: 4 of 5 Inspections: 4 of 5 Staffing: 4 of 5 Quality measures: 3 of 5

Total nurse hours / resident-day6.383.48 min · 4.1 strong
RN hours / resident-day1.800.55–0.75
Weekend hours / resident-day5.79≈ weekday level
Nursing turnover / year81%median 45%
Fines (3-yr window)none

Inspection citations (12 in the current record)

  • Potential for harm · D February 12, 2026

    Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident.

    Corrected February 20, 2026 · Resident Rights

  • Potential for harm · D June 2, 2025 · found via complaint

    Allow residents to self-administer drugs if determined clinically appropriate.

    Corrected June 16, 2025 · Resident Rights

  • Potential for harm · D June 2, 2025 · found via complaint

    Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody.

    Corrected May 25, 2025 · Freedom from Abuse, Neglect, and Exploitation

  • Potential for harm · D March 7, 2025

    Honor the resident's right to request, refuse, and/or discontinue treatment, to participate in or refuse to participate in experimental research, and to formulate an advance directive.

    Corrected April 2, 2025 · Resident Rights

  • Potential for harm · D March 7, 2025

    Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.

    Corrected April 2, 2025 · Resident Assessment and Care Planning

  • Potential for harm · D March 7, 2025

    Provide appropriate treatment and care according to orders, resident’s preferences and goals.

    Corrected April 2, 2025 · Quality of Life and Care

  • Potential for harm · D March 7, 2025

    Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.

    Corrected April 2, 2025 · Pharmacy Service

  • Potential for harm · D March 7, 2025

    Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.

    Corrected April 2, 2025 · Pharmacy Service

  • Potential for harm · D March 7, 2025

    Ensure food and drink is palatable, attractive, and at a safe and appetizing temperature.

    Corrected April 2, 2025 · Nutrition and Dietary

  • Potential for harm · D April 5, 2024

    Provide safe, appropriate dialysis care/services for a resident who requires such services.

    Corrected May 15, 2024 · Quality of Life and Care

  • Potential for harm · D April 5, 2024 · found via complaint

    Provide appropriate treatment and care according to orders, resident’s preferences and goals.

    Corrected February 21, 2024 · Quality of Life and Care

  • Potential for harm · F April 5, 2024 · found via complaint

    Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.

    Corrected May 15, 2024 · Nutrition and Dietary

Federal penalties

DateTypeAmount / length
March 27, 2025Payment Denial6 days

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Source: CMS Care Compare (public domain), data as of June 1, 2026 · CCN 155794 · certified since January 4, 2012. The score is a screen, not a verdict on any one resident's experience — read how it's computed, then visit in person.